As individuals move from one country to another, investigating their financial lives in host countries and their implications for short- and long-term livelihoods becomes imperative, considering the disparities in financial systems between the host nations and their home countries. This is of particular importance to the United Kingdom which has seen migrant labour address labour shortages since the 1940s. Since then, migrant labour from the Caribbean countries (Windrush generation), South Asians (1947), and African countries (1960s and 1970s) dominated healthcare, transportation, education, and public service (Domboka, 2017; Shabaka, 2023).